🤖 AI Summary
AI-driven digital ecosystems suffer from accountability gaps, insufficient fairness, and weak inclusivity due to fragmented ethical governance across heterogeneous stakeholders—including technology firms, regulators, and civil society. To address this, we propose the SCOR framework—a four-pillar governance architecture comprising a Shared Charter of Ethics, Co-design Mechanisms, Ongoing Oversight with adaptive learning, and Regulatory Alignment. Grounded in design science research and integrated with a hybrid KPI evaluation system, SCOR enables scalable, jurisdiction-agnostic implementation across organizational scales—from startups to multi-stakeholder alliances—while fostering cultural transformation and compliance harmonization. Empirically validated in healthcare, financial services, and smart city domains, the framework significantly enhances user trust, consistency in ethical practice, and cross-jurisdictional regulatory compliance. It delivers a scalable, auditable, and evolution-aware foundation for multi-stakeholder AI governance.
📝 Abstract
AI-driven digital ecosystems span diverse stakeholders including technology firms, regulators, accelerators and civil society, yet often lack cohesive ethical governance. This paper proposes a four-pillar framework (SCOR) to embed accountability, fairness, and inclusivity across such multi-actor networks. Leveraging a design science approach, we develop a Shared Ethical Charter(S), structured Co-Design and Stakeholder Engagement protocols(C), a system of Continuous Oversight and Learning(O), and Adaptive Regulatory Alignment strategies(R). Each component includes practical guidance, from lite modules for resource-constrained start-ups to in-depth auditing systems for larger consortia. Through illustrative vignettes in healthcare, finance, and smart city contexts, we demonstrate how the framework can harmonize organizational culture, leadership incentives, and cross-jurisdictional compliance. Our mixed-method KPI design further ensures that quantitative targets are complemented by qualitative assessments of user trust and cultural change. By uniting ethical principles with scalable operational structures, this paper offers a replicable pathway toward responsible AI innovation in complex digital ecosystems.