Principal Associate, Data Scientist - Financial Services

Capital One
Plano, TX, USA2026-03-12Full time

About the job

As a Data Scientist at Capital One's Auto Finance business, you’ll be part of a high performing modeling and analytics team that’s leading the next wave of disruption at a whole new scale. Our team has a relentless focus on the craft of modeling and innovation, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives. You’ll drive the heart of business by working on an array of impactful and exciting applications like customer lifetime valuation, product recommendation, fraud detection, and productivity improvement via Generative AI.

Responsibilities

Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love

Leverage a broad stack of technologies — Python, GitHub, Sagemaker, SQL, AWS and more — to reveal the insights hidden within huge volumes of numeric and textual data

Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation

Flex your interpersonal skills to translate the complexity of your work into tangible business goals

Qualifications

Minimum

A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 5 years of experience performing data analytics

A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 3 years of experience performing data analytics

A PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field)

Preferred

Master’s Degree in “STEM” field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics, or PhD in “STEM” field (Science, Technology, Engineering, or Mathematics)

At least 1 year of experience working with AWS

At least 3 years’ experience in Python, Scala, or R

At least 3 years’ experience with machine learning

At least 3 years’ experience with SQL